Equity Indexed Life Insurance

Universal Life Insurance works differently than other forms of life insurance policies on the market. With this form of “equity indexed” policy the excess of premium payments beyond the current cost of the policy is credited to the cash value of the policy. Interest is accrued each month when the cash value is credited to the account.

This form of life insurance can build cash value for you. You can use the funds to pay for college or to supplement your retirement income. With a universal life insurance policy the payment premiums are flexible. When your finance get tight you can pay less and when you want to increase the policy’s cash value or death benefit you would pay more.

Universal Life Insurance
This form of life insurance can build cash value for you. You can use the funds to pay for college or to supplement your retirement income.

A plus to purchasing a universal life insurance policy is that the death benefit is payable to beneficiaries tax free to help meet the needs of those still living.

For help in understanding more about a universal life insurance policy we invite you to call any of our three life insurance offices in Southwest Florida. We are open Monday – Friday to meet with you and protect your family.