If you own a home in Florida we strongly recommend you carry homeowners insurance. A Florida homeowners insurance policy will cover you should you have destruction to your home such as a fire, storm, flood and other forms of home damage.
Homeowners insurance can also cover your home’s roof and any other “sub-buildings” you may have on your property such as a barn, auxiliary garage or other structure. Homeowners insurance is also called property insurance. When you purchase a homeowners/property insurance policy you have more than just your home and outside buildings insured.
A Florida homeowners insurance policy also covers personal property such as your electronics inside your home. This type of policy also includes liability insurance coverage in the event somebody gets hurt while in your home or on your property. Should you host a gathering in your home and somebody falls or has a medical issue your homeowner insurance policy will protect you should a lawsuit occur.
Our property insurance experts at Gulf Coast Educators Insurance in Florida recommend all homeowners carry a homeowners/property insurance policy. Things can happen when you have family and friends visiting. Having proper insurance coverage for your home will save you in the long run.
For a home insurance quote please don’t hesitate to call our offices. Our Naples homeowners insurance agents can be contacted at: 239-591-0963 or our Port Charlotte property insurance office at: 941-391-5423. We look forward to discussing your home and property insurance needs with you.