Florida flood insurance is crucial as most homeowners policies do not provide flood coverage. Some individuals don’t believe they need flood insurance in Florida because federal disaster assistance will cover any damage. However, floods are not always a disaster and can be a result of broken sewer lines or rainstorm.
Flood insurance costs will pay for all covered losses, and unlike federal assistance loans, the money doesn’t have to be paid back. Don’t wait for flood insurance rates to move as an impending disaster nears. There is a 30 day waiting period before a flood insurance policy becomes effective. Our Flood Insurance agents will help you determine how much flood coverage you may need. They will guide you according to a flood rate insurance map as determined by FEMA.
Contact our flood insurance specialists for flood coverage and guidance. Call us at 239-591-0963 or 941-391-5423.